How do you know if a Reverse Mortgage is Right for You?

Find answers to your questions in regard to reverse mortgage. Bank of England Mortgage Tennessee is located in Sevier County, Sevierville, Tennessee near Dollywood however, we loan in 49 states. This is not a commitment to lend or extend credit. All loans are subject to credit approval including credit worthiness, insurability, and ability to […]

What are the steps to pre-qualify for home ownership?

Take a moment to view my video on the steps you need to take to pre-qualify for home ownership!  Bank of England Mortgage Tennessee is a mortgage lender in Sevierville TN.   We work with all conventional loan products including USDA,VA, FHA and Reverse Mortgage. FREE Home Mortgage Loan Advise. Answers to your Home Mortgage […]

What are my Fixed Rate Mortgage Options in the State of Tennessee?

Fixed-Rate Mortgage Options 30 Year Fixed This option offers the benefit of the most stability. Many consumers select this option because it offers a consistent payment, that will never change. However, the interest rate is higher than shorter fixed-rate options. However, because payments are amortized over a longer time period, monthly payments are lower. 20-, […]

Lending for Construction Loans in Sevier County – Gatlinburg

Bank of England Tennessee can provide Gatlinburg Construction Loans for primary residence homes. With a VA loan, 100% financing will be available, with an FHA loan you will need 3.5% down payment and with a Conventional Loan, a 20% down payment. One time close construction to per loan.  A contractor must build the house, self building […]

Can I use an FHA Home Loan for home remodeling or home repairs?

Yes! Visit our website at for exact details. Ask Debbie Mortgage Hotline 844-205-1172 Call about how to get started today? Need convenience? Use our mobile app!     Visit our other informative blogs at :

What type of credit score do I need for a conventional loan?

Most simply stated, a conventional loan means a homebuyer’s mortgage is not backed or insured by a government agency such as the Federal Housing Administration (FHA) or Veterans Administration (VA). Buyers can use a conventional mortgage to purchase a one- to four-unit home, a condominium, modular or manufactured home as a primary, secondary or investment […]

Who are Direct Mortgage Lenders?

Bank of England Tennessee is a Direct Mortgage Lender.  Debbie Scarantino with Bank of England Tennessee is a 30 year veteran in the mortgage loan, mortgage lending business and has the experience to walk you through each step of the process. Visit to know even more about Bank of England Tennessee. What is the […]

Who is a Mortgage Lender who can work with bad credit?

Visit to know even more! Seven Need-To-Know Tips about Your Credit Score Allow Mortgage Lenders to Access Your Credit Report It is important to understand how pulling your credit report affects your personal score. While it is true that an abundance of credit inquiries can reduce your score a bit, having one or two […]

Who is a private mortgage lender?

Bank of England is a Private Home Mortgage Lender. We have an entire portfolio of loan products to your needs. Regardless if you’re a first time home buyer, need 100% financing, you’re a veteran, or you’re just looking for competitive rates and superior customer service, we will not stop until we have exceeded your expectations. […]